KYC/AML compliance
Fight fraud and simplify the customer onboarding process with our enhanced digital identity verification, tailor-made for KYC AML regulations.
KYC/AML
A blended risk threshold
DIVE API provides everything a business needs to meet KYC/AML guidelines during account onboarding.
The platform offers multiple layers of fraud protection and customer due diligence, which can be weighted according to your risk profile. Customers who receive a risk score below what your business has deemed operationally viable can be asked to provide additional information or documentation, or referred to an agent for further identity confirmation.
Document verification
Our software performs algorithmic checks on the ID or passport.
Face match
Anti-spoofing guided selfie videos match the customer to their ID photo.
Third party checks
Query various databases to confirm identity and assess business risk.
Learn how Jack Henry Open Anywhere utilizes DIVE API to provide customer onboarding with secure KYC/AML to hundreds of banks and credit unions.
Add third party checks
Enhance your KYC/AML by checking identity against international databases.
DMV Database Checks
Check customer identity against DMV databases in all available states to confirm ID issuance.
IdentiFraud Checks
Check identity against the SSA, known fraud lists, utility records, and public service records.
Criminal Background Checks
Query court records across the US to perform a criminal background check against a scanned ID.
OFAC List Checks
Check each customer against OFAC and EU sanctions lists to prevent money laundering.
Politically Exposed Persons List
Query global PEP lists to determine if individuals are politically exposed.
Looking to integrate custom lists or other data sources?